The NoCFO software and your own dedicated accountant in a single package. Bookkeeping, VAT returns, and support all taken care of, from 59 euros per month (excluding VAT).
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What is included in NoCFO Total?
Everything an entrepreneur needs to keep finances simple:
Your own dedicated accountant who knows your industry
A personal accountant you can reach directly by WhatsApp and text message
The NoCFO app for invoicing, payments, submitting receipts, and access to Luca, your AI CFO, around the clock
Real time financial reports and a cash flow view
The option to open a business account (Flex and Business accounts powered by Holvi)
Choose your Total plan
Fixed price plans, ready to use. Prices exclude VAT; VAT of 25.5% is added on top.
TOTAL XS
59 €
/ month
excl. VAT · + 25.5% VAT
≤ 10 documents / month
Turnover ≤ 50 000 €
Balance ≤ 50 000 €
Support 15 min / month
Order Total XS
TOTAL S
79 €
/ month
excl. VAT · + 25.5% VAT
≤ 20 documents / month
Turnover ≤ 100 000 €
Balance ≤ 50 000 €
Support 15 min / month
Order Total S
Most popular
TOTAL M
99 €
/ month
excl. VAT · + 25.5% VAT
≤ 40 documents / month
Turnover ≤ 150 000 €
Balance ≤ 100 000 €
Support 15 min / month
Order Total M
TOTAL L
149 €
/ month
excl. VAT · + 25.5% VAT
≤ 60 documents / month
Turnover ≤ 200 000 €
Balance ≤ 100 000 €
Support 30 min / month
Order Total L
TOTAL XL
199 €
/ month
excl. VAT · + 25.5% VAT
≤ 80 documents / month
Turnover ≤ 300 000 €
Balance ≤ 200 000 €
Support 45 min / month
Order Total XL
TOTAL XXL
279 €
/ month
excl. VAT · + 25.5% VAT
≤ 100 documents / month
Turnover ≤ 500 000 €
Balance ≤ 500 000 €
Support 45 min / month
Order Total XXL
Billed monthly by card, with no setup fee. Financial statements, tax returns, and other additional work are invoiced separately. The service is provided and invoiced by Septimus Oy; the NoCFO software licence is provided by NoCFO Oy.
What if you exceed your plan limits?
It is a good sign if your business grows faster than your plan anticipated. We keep pricing transparent in that situation too: you can see exactly what any additional charges consist of.
Additional services and charges
Additional documents: 3,80 euros each for anything above your plan limit
Additional support and advice: 59 euros / hour
Processing reports from online stores and point of sale systems: +29 € / month
Financial statements, tax returns, and other one off work: according to the price list, agreed separately
If your transaction volumes regularly exceed your plan limit, it is worth moving up to the next plan. That is almost always cheaper than ongoing additional charges, and we handle the switch for you.
Do you have larger than usual needs?
We are happy to help. No requirement is too unusual for us. Exceptional situations, special requests, and needs that go beyond a plan are always accommodated. Take a look at our full list of additional charges, or get in touch and we will agree on the details.
