Financial management

on autopilot

Financial management

on autopilot

Financial management

on autopilot

NoCFO automates accounting for entrepreneurs and freelancers — save time, reduce

expenses and handle legal obligations effortlessly.

NoCFO automates accounting for entrepreneurs and freelancers — save time, reduce expenses and handle legal obligations effortlessly.

Get started for free

No card information needed – Set up in under 5 minutes

Backed by

In partnership

In cooperation

Companies

Invoices sent

Hours saved / month / company

Why us?

Don't waste time on complex accounting software that are not designed for small businesses' needs. NoCFO is an AI-based accounting software that provides everything a small business needs.

Independent Professional

Do you get bored of entering receipts or do

you pay too much for the accountant?

‍NoCFO automates accounting, invoicing and payroll, so you can focus on customers and not paperwork.

Learn more

Small Venture Builder

When the team grows, you can't waste time or money on outdated tools and

inefficient accounting agencies.

‍NoCFO shows your finances in real time and automates routines so you don't waste time and you know always where company is at.

Learn more

Treasurer of an Association

Financial statements, reports and small

budgets should not be a source of stress.

‍NoCFO makes the accounting of the association clear, error-free and transparent from start to finish.

Learn more

Get started for free

Featured in

See how NoCFO works in practice

The first app that makes bookkeeping as easy as swiping in social media.

✦ New in NoCFO

Your AI CFO, in your

pocket.

Your AI CFO, in your pocket.

Always available, by chat or phone

Luca is NoCFO's AI CFO and they're in your pocket around the clock. Ask anything about your finances and get a straight answer in plain language, without the jargon or the wait.

Knows your actual numbers

Luca reads your real books in real time: invoices, expenses, cash position and overdue payments. No generalisations, no guesses, just accurate information about your specific business.

Luca gets things done

Ask Luca to send an invoice, flag an overdue payment, or pull together your monthly summary. They'll handle it, no clicking around.

Finally someone who knows your numbers

Get to know Luca

Pricing

No hidden costs. Get started for free.

Annually

Save 20%

Monthly

Free

AI entries, AI expert support, sending and receiving invoices, pay salaries and report VAT with a click of a button.

The only limitation is 8 monthly transactions.

0€

/monthly

Annual billing

Start with Free

Plus

Everything you can find in the Free package, but with a larger number of events. Includes a comprehensive starting meeting.

Including 80 monthly transactions.

20€

/monthly

Annual billing

Try 14 days for free

Pro

For a company with a lot of events. Everything you find in the Plus package, including a comprehensive starter meeting.

Including 240 monthly transactions.

40€

/monthly

Annual billing

Try 14 days for free

Growth

Are you a growing company and need more events? Do you invoice a lot and would need a lower cost in invoices or salaries?

In Growth, everything is customizable to your needs.

Starting from 84 €/month

Value-added tax is added.

Check full pricing

Annually

Save 20%

Monthly

Free

AI entries, AI expert support, sending and receiving invoices, pay salaries and report VAT with a click of a button.

The only limitation is 8 monthly transactions.

0€

/monthly

Annual billing

Start with Free

Plus

Everything you can find in the Free package, but with a larger number of events. Includes a comprehensive starting meeting.

Including 80 monthly transactions.

20€

/monthly

Annual billing

Try 14 days for free

Pro

For a company with a lot of events. Everything you find in the Plus package, including a comprehensive starter meeting.

Including 240 monthly transactions.

40€

/monthly

Annual billing

Try 14 days for free

Growth

Are you a growing company and need more events? Do you invoice a lot and would need a lower cost in invoices or salaries?

In Growth, everything is customizable to your needs.

Starting from 84 €/month

Value-added tax is added.

Check full pricing

Annually

Save 20%

Monthly

Free

AI entries, AI expert support, sending and receiving invoices, pay salaries and report VAT with a click of a button.

The only limitation is 8 monthly transactions.

0€

/monthly

Annual billing

Start with Free

Plus

Everything you can find in the Free package, but with a larger number of events. Includes a comprehensive starting meeting.

Including 80 monthly transactions.

20€

/monthly

Annual billing

Try 14 days for free

Pro

For a company with a lot of events. Everything you find in the Plus package, including a comprehensive starter meeting.

Including 240 monthly transactions.

40€

/monthly

Annual billing

Try 14 days for free

Growth

Are you a growing company and need more events? Do you invoice a lot and would need a lower cost in invoices or salaries?

In Growth, everything is customizable to your needs.

Starting from 84 €/month

Value-added tax is added.

Check full pricing

Data transfer to NoCFO, even in the middle of the fiscal period, always for free.

Data transfer to

NoCFO, even in the middle of the fiscal period, always for free.

No need to wait for the fiscal year to change. We transfer your financial information from previous software or accounting firm to NoCFO software effortlessly and for free.

Book a free demo meeting

30 min meeting — no strings attached

Support and Help

Expert Assistance

When You Need It

Expert Assistance When You Need It

While NOCFO empowers small business

owners to manage their finances

independently, we understand that questions or challenges may arise. That's why we offer:

While NOCFO empowers small business owners to manage their finances independently, we understand that questions or challenges may arise. That's why we offer:

Human Chat support that replies in 24hours on weekdays

Reach out to our support team directly through the chat within the application for assistance in accounting or how to use the software.

Reach out to our support team directly through the chat within the application for assistance in accounting or how to use

the software.

Comprehensive knowledge base and guidance

Access a wide range of articles and tutorials covering various aspects of NoCFO, from getting started guides to advanced features.

Access a wide range of articles and

tutorials covering various aspects of

NOCFO, from getting started guides to advanced features.

Support meetings in Support Add-on

Beyond day-to-day support, we offer assistance with financial statements, tax returns, and other financial consulting needs through our network of professionals.

Beyond day-to-day support, we offer

assistance with financial statements, tax returns, and other financial consulting needs through our network of professionals.

Accounting agency partners

If you prefer to outsource your accounting tasks, we collaborate with trusted accounting firms that are well-versed in using NoCFO, ensuring a seamless transition and continued transparency in your financial records.

If you prefer to outsource your accounting tasks, we collaborate with trusted accounting firms that are well-versed in using NoCFO, ensuring a seamless transition and continued transparency in

your financial records.

Customer Stories

Why are people using us?

This is a very good program! The Holvi integration works very smoothly, which is a big plus. I have tried many accounting tools for “small entrepreneurs”, but they are often so complex that even a degree in economics does not help.
Konsta L.
Entrepreneur Lykka oy
Ease of use and excellent price-quality ratio are important for us when choosing a service provider. NOCFO combines both elements seamlessly.
Aatu Pulkkinen
Accounting agency
Septimus Oy
This is such a great platform! I am
amazed at the intuitiveness and
user-friendliness of a few
accounting programs that NOCFO
has achieved so far.
Tanja K.
Entrepreneur - TMK Asunnot Oy
NOCFO's solution was really
clever, and I was able to handle
both the bookkeeping and the
financial statements for my side
business myself with the help of
the Plus package.
Matti S.
Sivutoiminen Yrittäjä
The program is exactly what I've
been needing to run my part-time
sole proprietorship. The AI
sparring partner was a positive
surprise, and the Holvi integration
works brilliantly. With clear
instructions, the tasks are handled
easily and affordably.
Marjaliisa
Toiminimi Avartamo
The bookkeeping had been hanging for months due to a lack of motivation for the receipt hustle, even though I had already tested receipt scanner apps. NOCFO's new Holvi integration came completely out of the blue to save the day—an absolute huge relief and just what I had been needing!
Kalle A.
Toiminimi Kalle Alho
A huge thanks to NOCFO—it's a clear, easy-to-use solution that does exactly what I need. I have recommended it to everyone I've talked to about bookkeeping. It makes the whole process much simpler.
Tero N.
Yrittäjä - Grater Consulting Oy
A huge thanks for the excellent product. Even this current version is revolutionizing how things are done—the bookkeeping is handled much more smoothly and with less effort.
Juha P.
Entrepreneur at Buonarroti Oy
I didn't have any previous experience with bookkeeping applications, and learning a new one is always a bit daunting. The service was a positive surprise in every way and fits our association's needs perfectly (like a 'strike' in bowling). NOCFO is simple, and even a 57-year-old bookkeeping novice can use it.
Rahastonhoitaja Make
Pin Pals Imatra ry

Customer Stories

Why are people using us?

This is a very good program! The Holvi integration works very smoothly, which is a big plus. I have tried many accounting tools for “small entrepreneurs”, but they are often so complex that even a degree in economics does not help.
Konsta L.
Entrepreneur Lykka oy
Ease of use and excellent price-quality ratio are important for us when choosing a service provider. NOCFO combines both elements seamlessly.
Aatu Pulkkinen
Accounting agency
Septimus Oy
This is such a great platform! I am
amazed at the intuitiveness and
user-friendliness of a few
accounting programs that NOCFO
has achieved so far.
Tanja K.
Entrepreneur - TMK Asunnot Oy
NOCFO's solution was really
clever, and I was able to handle
both the bookkeeping and the
financial statements for my side
business myself with the help of
the Plus package.
Matti S.
Sivutoiminen Yrittäjä
The program is exactly what I've
been needing to run my part-time
sole proprietorship. The AI
sparring partner was a positive
surprise, and the Holvi integration
works brilliantly. With clear
instructions, the tasks are handled
easily and affordably.
Marjaliisa
Toiminimi Avartamo
The bookkeeping had been hanging for months due to a lack of motivation for the receipt hustle, even though I had already tested receipt scanner apps. NOCFO's new Holvi integration came completely out of the blue to save the day—an absolute huge relief and just what I had been needing!
Kalle A.
Toiminimi Kalle Alho
A huge thanks to NOCFO—it's a clear, easy-to-use solution that does exactly what I need. I have recommended it to everyone I've talked to about bookkeeping. It makes the whole process much simpler.
Tero N.
Yrittäjä - Grater Consulting Oy
A huge thanks for the excellent product. Even this current version is revolutionizing how things are done—the bookkeeping is handled much more smoothly and with less effort.
Juha P.
Entrepreneur at Buonarroti Oy
I didn't have any previous experience with bookkeeping applications, and learning a new one is always a bit daunting. The service was a positive surprise in every way and fits our association's needs perfectly (like a 'strike' in bowling). NOCFO is simple, and even a 57-year-old bookkeeping novice can use it.
Rahastonhoitaja Make
Pin Pals Imatra ry

Customer Stories

Why are people using us?

This is a very good program! The Holvi integration works very smoothly, which is a big plus. I have tried many accounting tools for “small entrepreneurs”, but they are often so complex that even a degree in economics does not help.
Konsta L.
Entrepreneur Lykka oy
Ease of use and excellent price-quality ratio are important for us when choosing a service provider. NOCFO combines both elements seamlessly.
Aatu Pulkkinen
Accounting agency
Septimus Oy
This is such a great platform! I am
amazed at the intuitiveness and
user-friendliness of a few
accounting programs that NOCFO
has achieved so far.
Tanja K.
Entrepreneur - TMK Asunnot Oy
NOCFO's solution was really
clever, and I was able to handle
both the bookkeeping and the
financial statements for my side
business myself with the help of
the Plus package.
Matti S.
Sivutoiminen Yrittäjä
The program is exactly what I've
been needing to run my part-time
sole proprietorship. The AI
sparring partner was a positive
surprise, and the Holvi integration
works brilliantly. With clear
instructions, the tasks are handled
easily and affordably.
Marjaliisa
Toiminimi Avartamo
The bookkeeping had been hanging for months due to a lack of motivation for the receipt hustle, even though I had already tested receipt scanner apps. NOCFO's new Holvi integration came completely out of the blue to save the day—an absolute huge relief and just what I had been needing!
Kalle A.
Toiminimi Kalle Alho
A huge thanks to NOCFO—it's a clear, easy-to-use solution that does exactly what I need. I have recommended it to everyone I've talked to about bookkeeping. It makes the whole process much simpler.
Tero N.
Yrittäjä - Grater Consulting Oy
A huge thanks for the excellent product. Even this current version is revolutionizing how things are done—the bookkeeping is handled much more smoothly and with less effort.
Juha P.
Entrepreneur at Buonarroti Oy
I didn't have any previous experience with bookkeeping applications, and learning a new one is always a bit daunting. The service was a positive surprise in every way and fits our association's needs perfectly (like a 'strike' in bowling). NOCFO is simple, and even a 57-year-old bookkeeping novice can use it.
Rahastonhoitaja Make
Pin Pals Imatra ry