NoCFO Business — business account for growing companies

A business account

for growing teams

A business account

for growing teams

Ten IBAN accounts, cards for the whole team and 1.5% interest

on your balance — with bookkeeping already built in.

See pricing

Banking that scales

with your business

Banking that scales

with your business

Banking that scales

with your business

NoCFO Business is built for limited companies with a team, recurring

payments and customers abroad. Everything runs in one place.

Cards for the whole team

Five physical and twenty virtual Debit cards,

with unlimited users on the account.

Accounts that pay you back

Ten IBAN accounts and five payment

accounts earning 1.5% interest, so your

operating balance keeps working while

it waits to be spent.

Bookkeeping already included

Transactions flow into your books in real

time — no separate bank connection fee,

no exports, no manual reconciliation.

Learn more

Business account for startups and SMEs

(for Oy only)

Save on usage fees

Affordable SEPA express transfers, currency fees

and SWIFT payments keep usage fees in check as

business payment traffic grows.

A total of 4 cards

Three traditional Debit cards, as well as one

separate virtual card on top, enable agile payment

methods for a small team.

Three traditional Debit cards, as well as one

separate virtual card on top, enable agile payment

methods for a small team.

1% interest on the money in the

account

You get a 1% annual deposit rate on the money in

the account, so you make money even if the money

is just standing in the account.

You get a 1% annual deposit rate on the money in

the account, so you make money even if the money

is just standing in the account.

Card payments

abroad?

Save on opening fees, monthly

fees, and account usage fees.

Total annual savings

600 €

Open NoCFO Business

Compared to traditional banking, when a

company makes 100,000€ currency payments

per year on the card.

Card payments

abroad?

Save on opening fees, monthly

fees, and account usage fees.

Total annual savings

600 €

Open NoCFO Business

Compared to traditional banking, when a

company makes 100,000€ currency payments

per year on the card.

International

payments?

Save on monthly fees, usage

costs, and data transfer costs (for

example, traditional bank WS

channels).

Total annual savings

2600 €

Open NoCFO Business

Compared to a traditional bank, when a company

makes €200,000 international currency

payments per year.

International

payments?

Save on monthly fees, usage

costs, and data transfer costs (for

example, traditional bank WS

channels).

Total annual savings

2600 €

Open NoCFO Business

Compared to a traditional bank, when a company

makes €200,000 international currency

payments per year.

Growing payment

traffic?

Save on monthly fees, usage

costs, and data transfer costs (for

example, traditional bank WS

channels).

Total annual savings

1000 €

Open NoCFO Business

Compared to traditional banking, when a

company makes 200 wire transfers per month

and uses WS channels for data transfer.

Growing payment

traffic?

Save on monthly fees, usage

costs, and data transfer costs (for

example, traditional bank WS

channels).

Total annual savings

1000 €

Open NoCFO Business

Compared to traditional banking, when a

company makes 200 wire transfers per month

and uses WS channels for data transfer.

Simple, transparent pricing

Open a business account easily and quickly online

Business

A versatile and clear business

account with all the delights.

For startups and SMEs.

Only for Oy.

25 €

/month

10 IBAN-accounts and 5 payment

account with 1,5% interest

500 SEPA payments per month,

exceeding 0,10 €/pcs

5 SWIFT payments per month,

exceeding 0,5 €/pcs

5 Traditional Debit Cards and 20

Virtual Debit Cards

Unlimited users

Open NoCFO Business

Learn more about Holvi pricing here

Open an account quickly for

free

Open an account quickly for

free

Open an account quickly for

free

No opening fees, no queuing or pointless gimmicks. You can open an account in a couple of

days conveniently completely online.

No opening fees, no queuing or pointless gimmicks. You can open an account in a couple of

days conveniently completely online.

Open a business account in NoCFO

You can open an account completely

online, with no opening fee. You can open a

business account directly from your

company's Settings. You only add your

own and your company's data — Holvi

verifies your data in a couple of days.

You can open an account completely

online, with no opening fee. You can open a

business account directly from your

company’s Settings. You only add your

own and your company’s data — Holvi

verifies your data in a couple of days.

Connect to your business account

Finalize the use of business account with a

couple of click. Add/edit the bookkeeping

account where the transactions are entried.

A few minutes and business account works

seamlessly in NoCFO.

Finalize the use of business account with a

couple of click. Add/edit the bookkeeping

account where the transactions are entried.

A few minutes and business account works

seamlessly in NoCFO.

All in one place

Account transactions automatically enter

the accounting records. Pay bills as well as

other fees and all necessary procedures all

directly in the same service.

Account transactions automatically enter

the accounting records. Pay bills as well as

other fees and all necessary procedures all

directly in the same service.

Open a business account

NoCFO's business accounts are provided by Holvi Payment Services Oy.

Holvi is a Finnish payment institution established in 2011 and has a

payment institution licence issued by the Finnish Financial Supervisory

Authority.

NoCFO’s business accounts are provided by Holvi Payment Services Oy.

Holvi is a Finnish payment institution established in 2011 and has a

payment institution licence issued by the Finnish Financial Supervisory

Authority.

Since its inception, the goal of Holvi has been to make life easier for

entrepreneurs and companies, and today it already serves more than

20,000 companies in Finland, from sole proprietors to SMEs.

Since its inception, the goal of Holvi has been to make life easier for

entrepreneurs and companies, and today it already serves more than

20,000 companies in Finland, from sole proprietors to SMEs.

Holvi has bank-level protection. In practice, this means that in

accordance with the Payment Services Directive (PSD2), Holvi retains all

customer assets in separate partner banks. In this way, the funds are

secured by deposit protection provided by banks. In the unlikely event

that Holvi were to run into payment difficulties, our clients' assets would

still remain intact and secure, separate from Holvi's balance sheet.

Holvi has bank-level protection. In practice, this means that in

accordance with the Payment Services Directive (PSD2), Holvi retains all

customer assets in separate partner banks. In this way, the funds are

secured by deposit protection provided by banks. In the unlikely event

that Holvi were to run into payment difficulties, our clients’ assets would

still remain intact and secure, separate from Holvi’s balance sheet.

Ready to get started?

Save money and time on

your accounting.

Get started for free

Book a free demo meeting

Ready to get started?

Save money and time on

your accounting.

Get started for free

Book a free demo meeting