Tekoälyllä kasvua ja säästöjä pienyritykselle

Growth and savings for small businesses through AI

Automated bookkeeping, invoicing, payroll, and taxes, all in one piece of software without hourly accountant fees.

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Free month for new customers only. Terms apply.

Why NoCFO for small businesses?

Do not waste time or money on complicated accounting software or an expensive accounting firm. NoCFO handles your financial management automatically, affordably, and reliably.

Don't waste time on complicated accounting software that are not made for small businesses' needs. NOCFO is an AI-powered financial management software, that has

everything in it that small businesses need.

Save up to 70% on bookkeeping costs

AI automates your bookkeeping, so you only need an accounting firm for your year end financial statements. That is a significant saving compared to a traditional accounting firm.

AI-powered double-entry bookkeeping for all types of businesses, with seamless

bank integrations.

Everything in one place: bookkeeping, invoicing, payroll, and taxes

No juggling multiple tools. NoCFO replaces a separate accounting program, invoicing program, and payroll program.

Create and send sales invoices, receive

and pay incoming invoices – all on one platform. Real-time tracking and support for recurring billing.

A real time view of your company finances

See how your business is doing at any moment. Cash flow, open invoices, and profitability are always current.

Payroll integrated directly with bookkeeping.

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Features

Key features

Start for free and pay only for what you use. The small business plan includes bookkeeping, invoicing, payroll, and VAT returns. No extra costs.

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AI assisted bookkeeping

AI identifies bank transactions and creates the entries for you. Fewer errors and more time for your core business.

Professional invoicing

Send e-invoices and email invoices easily. Automatic payment tracking and reminders included.

Payroll

Calculate salaries, Incomes Register filings, and employer contributions automatically. Run payroll yourself with ease.

VAT returns and taxes

VAT calculations and returns are generated automatically from your bookkeeping. File them directly with the tax authority.

Financial reporting

Profit and loss, balance sheet, and cash flow in real time. Always know how your business is doing.

Receipt scanning

Scan receipts with your phone or send them by email. NoCFO stores them and posts them to your bookkeeping automatically.

Customer stories

What makes NoCFO the best choice for a small business?

"NoCFO replaced our accounting firm's monthly fee. Bookkeeping happens automatically and we save hundreds of euros a year."
Matti K.
CEO, construction company
"NoCFO replaced our accounting firm's monthly fee. Bookkeeping happens automatically and we save hundreds of euros a year."
Matti K.
CEO, construction company
"Invoicing, payroll, and VAT returns all in one place. No more juggling three different programs. I highly recommend it."
Tiina R.
Entrepreneur, hair salon services
"Invoicing, payroll, and VAT returns all in one place. No more juggling three different programs. I highly recommend it."
Tiina R.
Entrepreneur, hair salon services
"The real-time financial overview is the best feature. I can see how the business is doing instantly, without waiting for a monthly report."
Antti V.
Entrepreneur, consulting
"The real-time financial overview is the best feature. I can see how the business is doing instantly, without waiting for a monthly report."
Antti V.
Entrepreneur, consulting